Pre-Owned Car Financing Tips for Tempe, AZ Drivers

Drivers that shop for pre-owned vehicles tend to do so because the price is right. The same is true when you buy from reliable dealers like Tempe Kia. Still, just because a car is affordable does not mean financing is simple. Financing a pre-owned car can feel like even more of a challenge since there are not as many tried-and-true routes to do so. Fortunately, our low prices on pre-owned vehicles are complemented by our expert in-house finance department at Tempe Kia in Tempe, AZ.

We staff an on-site financing center committed exclusively to helping people find easy and affordable payment plans. We know our inventory is excellent and well-priced, but we want to make sure our customers never feel put out in pursuit of their next car. Be sure to look over our financing options and call us if you have any questions about getting a pre-owned car in Tempe, AZ.

How to Finance a Pre-Owned Car

With some basic planning and budgeting, you can make financing your pre-owned car as easy as possible. We asked our team of finance experts for tips on how to go about financing, and our team returned with indispensable insights. Read further to learn more about pre-owned car financing made easy:

1. Credit Score – Whether your credit score is up to your standards or not, the main thing that will help you here is knowing your credit score. If you have a reasonable idea of what your credit score is, it can help you plan your budget by letting you know exactly what type of loan and interest rates to expect.
2. Shopping – When picking out your car, keep your budget in mind. Our options at Tempe Kia are affordable, so when shopping, be sure that the price will allow for a payment plan suitable to you.
3. Pre-Apply – By using our online form to apply for financing, you make it easier for our team to find the best financing options for you. When you visit after pre-applying, the steps towards ownership should be a breeze.
4. Discuss and Approve – After picking out your car and applying for financing, you will want to schedule a meeting with our team. Whether in person or over the phone, our finance department will discuss your pre-owned car financing options and help you get approved by signing all the prerequisite paperwork.

Keep these four simple financing steps in mind to guarantee success when looking at our pre-owned inventory for sale in Tempe, AZ.

Apply for a Pre-Owned Car Loan at Tempe Kia

Nothing beats a sweet ride through Tempe, AZ, except, of course, driving while knowing your monthly payments are manageable. Fortunately, all drivers that shop the pre-owned selection at Tempe Kia get access to awesome financing options. Apply online using our financing form and arrange to meet with someone from our finance department. We are eager to help you find the car that makes your daily drive memorable.