Pre-Owned Cars for Sale in Tempe, AZ

252 Matching Vehicles Found

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CarFax Report
Recent Arrival!Clear White 2013 Kia Rio FWD 4D SedanClean CARFAX. Odometer is 31700 miles below market average! 28/36 City/Highway MPG1.6L I4 DGI 16V 6-Speed Automatic Black w/Knit Cloth Seat Trim or Leather Seat Trim, Heated Front Seats, Power Tilt/Slide Sunroof, Premium Package, Push Button Start w/Smart Key System.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.
 
CARFAX 1-Owner vehicle
Recent Arrival!Snow White Pearl 2015 Kia Optima FWD 4D SedanCARFAX One-Owner. Clean CARFAX. 23/34 City/Highway MPG2.4L I4 DGI DOHC 6-Speed Automatic with Sportmatic beige Cloth.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2015 IIHS Top Safety Pick * 2015 KBB.com 10 Best UberX CandidatesReviews:* Looking for a practical family sedan that doesn't look like a practical family sedan? You have a few cars from which to choose, but none as feature packed as the 2015 Kia Optima. Source: KBB.com* Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; lengthy warranty. Source: Edmunds* With world-class engineering, outstanding performance and advanced safety systems, the 2015 Kia Optima gives you good reason to be passionate about driving a midsize sedan. It combines bold exterior styling, performance and a spacious, luxurious cabin. With the Optima, exhilaration is standard. The key to its exciting performance are the two available engines: the 2.4L Gasoline Direct Injection with an EPA rated 24 city/35 hwy mpg or the turbocharged 2.0L GDI I4 engine that delivers 274 horsepower and fuel efficiency of 22 city/34 hwy mpg. The Optima also has a standard 6-speed Sportmatic transmission for an engaging driving experience. The Optima Hybrid features a 2.4L Atkinson cycle 4-cyl. engine giving an amazing 35 city/40 hwy mpg. Spacious and comfortable seating can accommodate five adults and includes a driver's seat with power lumbar and available leather seat trim. Rear seats have a 60/40 split-folding design for added versatility. Optima EX/EX Turbo and SX Premium Packages include front and rear heated seats and heated front seatbacks for cold-weather comfort. The Optima is designed to make every drive a pleasure. The available Premium Touring Package includes features like the innovative UVO infotainment system which lets you use your compatible cell phone to make hands-free calls, receive and respond to text messages, listen to streaming audio, enjoy your personal music, and play your favorite song, artist or genre of music all by giving a single voice command, premium Infinity sound system for exceptional audio entertainment, and a panoramic sunroof. The available Technology Package includes a voice command navigation system, giving you access to detailed highway conditions from SiriusXM Traffic. Source: The Manufacturer Summary
 
CARFAX 1-Owner vehicle
This 2018 Kia Rio LX has a CARFAX One-Owner. Clean CARFAX. 29/37 City/Highway MPG. Here are some of the features: 1.6L I4 DGI 16V 6-Speed Automatic Black w/Woven Cloth Seat Trim, 15 x 5.5J Steel Wheels, 4 Speakers, Air Conditioning, Front Bucket Seats, Radio: AM/FM/MP3 Audio System, Rear window defroster, Steering wheel mounted audio controls.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.
 
CARFAX 1-Owner vehicle
Recent Arrival!Clear White 2017 Kia Forte FWD 4D SedanCARFAX One-Owner. Clean CARFAX. 29/38 City/Highway MPG2.0L I4 DOHC Dual CVVT 6-Speed AutomaticAt Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2017 KBB.com 10 Most Awarded Brands
 
CarFax Report
Recent Arrival!Titanium Gray 2015 Kia Soul FWD 4D HatchbackOdometer is 13146 miles below market average! 24/30 City/Highway MPG1.6L I4 DGI Gamma 6-Speed AutomaticAt Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* ALG Residual Value Awards * 2015 KBB.com 15 Best Family CarsReviews:* Loads of available features; attractive cabin with user-friendly controls and ample passenger space; long warranty; excellent crash test scores. Source: Edmunds* Whether you desire value, practicality, stylish looks or surprising technology and amenities in your economy hatchback, the 2015 Soul checks all the boxes. The new plug-in Kia Soul EV, meanwhile, offers all that in an electric car with an EPA-estimated range of 93 miles. Source: KBB.com* Totally transformed, the Kia Soul is more fun to drive, has more advanced technology, and more surprises. It looks different because it is different. With its unique styling inside and out and impressive features it's a new way to roll. Think of the Soul as your personal canvas. It's ready for custom touches. Unique colors inside and out for you to choose from. Plenty of optional accessories, like aluminum sill plates for the doors, all-weather floormats and bumper applique. For the finishing touch, a sunshade with the name Soul on it. Soul ! models have distinctive front LED accent lights and LED taillights to stand apart from the rest. Enjoy the strong performance of Soul's 130-hp 1.6L engine or Soul + and ! models' 164-hp 2.0L engine and 6-speed automatic transmission. Manual transmission is also available on Soul and Soul +. An available Eco Package on Soul+ includes Idle Stop & Go. It automatically turns off the engine when you come to a complete stop and then seamlessly restarts the engine when you release the brake pedal. Inside you will experience tons of standard features including 60/40 split-folding rear seats and Bluetooth. Available features include sunroof, push-button start with smart key, pulsating speaker lights, heated front seats, power-folding mirrors, voice-command navigation system, automatic climate control, rear-camera display, USB/aux for your MP3s, an accessory cable that lets you control your iPod, and UVO infotainment system which lets you use your compatible cell phone to make hands-free calls, receive and respond to text messages, listen to streaming audio, enjoy your personal music, and play your favorite song, artist or genre of music all by giving a single voice command. Source: The Manufacturer Summary
 
CARFAX 1-Owner vehicle
LOW MILES! This 2016 Kia Soul has a CARFAX One-Owner. Clean CARFAX. Odometer is 1563 miles below market average! 24/30 City/Highway MPG. Here are some of the features: 1.6L I4 DGI 6-Speed Automatic 6 Speakers, Air Conditioning, Alloy wheels, AM/FM radio: SiriusXM, Power steering, Power windows, Remote keyless entry, Steering wheel mounted audio controls.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* ALG Residual Value Awards * 2016 IIHS Top Safety Pick
 
CARFAX 1-Owner vehicle
LOW MILES! This 2016 Kia Soul Base has a CARFAX One-Owner. Odometer is 4370 miles below market average! 24/30 City/Highway MPG. Here are some of the features: 1.6L I4 DGI 6-Speed Automatic 6 Speakers, Alloy wheels, Power steering, Power windows, Remote keyless entry, Steering wheel mounted audio controls.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2016 IIHS Top Safety Pick * ALG Residual Value Awards
 
CARFAX 1-Owner vehicle
This 2017 Kia Soul Base has a CARFAX One-Owner. Clean CARFAX. 25/30 City/Highway MPG. Here are some of the features: I4 6-Speed Automatic with Sportmatic 16 Alloy Wheels, 6 Speakers, Power steering, Power windows, Radio: AM/FM/MP3 Audio System, Remote keyless entry, Steering wheel mounted audio controls.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* JD Power Initial Quality Study (IQS) * 2017 KBB.com 10 Coolest New Cars Under $18,000 * 2017 KBB.com 10 Most Awarded Brands
 
CARFAX 1-Owner vehicle
Clear White 2016 Kia Soul FWD 4D HatchbackOdometer is 6510 miles below market average! 24/30 City/Highway MPG1.6L I4 DGI 6-Speed AutomaticAt Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2016 IIHS Top Safety Pick * ALG Residual Value AwardsReviews:* Loads of available features; attractive cabin with user-friendly controls and ample passenger space; long warranty; excellent crash test scores. Source: Edmunds
 
CARFAX 1-Owner vehicle
This 2016 Kia Sorento LX has a CARFAX One-Owner. Clean CARFAX. 21/29 City/Highway MPG. Here are some of the features: 2.4L DOHC 6-Speed Automatic with Sportmatic 6 Speakers, Air Conditioning, AM/FM radio: SiriusXM, Front Bucket Seats, Power steering, Power windows, Radio: AM/FM/CD/MP3/SiriusXM, Remote keyless entry, Steering wheel mounted audio controls, Wheels: 17 x 7.0 Alloy.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2016 KBB.com 10 Best SUVs Under $25,000
 
CarFax Report
LOADED! LOW MILES! This 2013 Kia Optima SXL has an Odometer that is 12112 miles below market average! 22/34 City/Highway MPG. Here are some of the features: 2.0L I4 DGI DOHC Turbocharged 6-Speed Automatic with Sportmatic Gray w/Leather Seat Trim, 18 x 7.5J Luxury Alloy Wheels, 4-Way Power Front Passenger Seat, Black Cloth Headliner & Pillar Trim, Chrome Accent Rear Spoiler, Chrome Accent Side Sills, Driver Seat Memory, Electronic Parking Brake, First Aid Kit, Gloss Black B-Pillar, HD Radio, Heated & Cooled Front Seats, Heated Rear Seats, Infinity Premium Sound System w/8 Speakers, LED Daytime Running Lights, Nappa Leather Seat Trim, Panoramic Sunroof, Power Folding Outside Mirrors, Radio: Navigation System w/Rear Camera Display, Radio: UVO Infotainment System w/Rr Camera Display, Red Front & Rear Brake Calipers, SX Limited Package, SX Premium Touring Package, SX Technology Package, SXL Rear Badging, Wood Interior Accent.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2013 KBB.com 10 Best Late-Model Used Cars Under $15,000 * 2013 KBB.com 10 Best New Sedans Under $25,000
 
CARFAX 1-Owner vehicle
This 2018 Kia Optima LX has a CARFAX One-Owner. Clean CARFAX. 25/36 City/Highway MPG. Here are some of the features: 2.4L I4 DGI DOHC 6-Speed Automatic with Sportmatic black Cloth, 6 Speakers, AM/FM radio: SiriusXM, Exterior Parking Camera Rear, Front Bucket Seats, Front Center Armrest, Power steering, Power windows, Radio: AM/FM/MP3/SiriusXM Audio System, Rear Parking Sensors, Remote keyless entry, Split folding rear seat, Steering wheel mounted audio controls, Wheels: 6.5J x 16 Alloy Silver.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.
 
CARFAX 1-Owner vehicle
LOW MILES! This 2018 Kia Forte LX has a CARFAX One-Owner. Clean CARFAX. Odometer is 11401 miles below market average! 29/37 City/Highway MPG. Here are some of the features: 2.0L I4 DOHC Dual CVVT 6-Speed Automatic 4 Speakers, AM/FM radio: SiriusXM, AM/FM/CD/MP3 Audio System, Front Bucket Seats, Front Center Armrest, Power steering, Power windows, Remote keyless entry, Steering wheel mounted audio controls.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.
 
CARFAX 1-Owner vehicle
Recent Arrival!Clear White 2016 Kia Soul FWD 4D HatchbackOdometer is 30469 miles below market average! 24/30 City/Highway MPG1.6L I4 DGI 6-Speed AutomaticAt Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* ALG Residual Value Awards * 2016 IIHS Top Safety PickReviews:* Loads of available features; attractive cabin with user-friendly controls and ample passenger space; long warranty; excellent crash test scores. Source: Edmunds
 
CARFAX 1-Owner vehicle
This 2018 Kia Soul Base has a CARFAX One-Owner. Clean CARFAX. 25/30 City/Highway MPG. Here are some of the features: I4 6-Speed Automatic with Sportmatic 16 Alloy Wheels, 6 Speakers, AM/FM radio: SiriusXM, Front Bucket Seats, Front Center Armrest, Power steering, Power windows, Radio: AM/FM/MP3 Audio System, Steering wheel mounted audio controls.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.
 
CarFax Report
LOW MILES! This 2015 Kia Sportage has a Clean CARFAX. Odometer is 6042 miles below market average! 21/28 City/Highway MPG. Here are some of the features: 2.4L I4 DGI DOHC 16V 6-Speed Automatic 2nd Row Armrests w/Cup Holders, 6 Speakers, Alloy wheels, AM/FM radio: SiriusXM, Auto On/Off Headlamps, Dual Body-Color Power Mirrors, Illuminated Visor Vanity Mirrors, Popular Package, Power steering, Power windows, Rear Camera Display, Rear Spoiler, Remote keyless entry, Remote Start, Roof Rails, Steering wheel mounted audio controls, Trip Computer, UVO eServices Infotainment System, UVO eServices Package.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.
 
CarFax Report
This 2015 Kia Sportage EX has a Clean CARFAX. 21/28 City/Highway MPG. Here are some of the features: 2.4L I4 DGI DOHC 16V 6-Speed Automatic 7 Speakers, AM/FM radio: SiriusXM, CD player, Clean Tex Cloth Seat Trim, Exterior Parking Camera Rear, Front Bucket Seats, Front Center Armrest, MP3 decoder, Power driver seat, Power steering, Power windows, Remote keyless entry, Steering wheel mounted audio controls.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Reviews:* Eye-catching styling; powerful engines, particularly the turbo engine in the SX trim; sporty handling; good value; generous warranty. Source: Edmunds* Good things come in perfectly sized packages, including the Kia Sportage. It delivers key performance benefits of a crossover, including agile, sporty handling, while four wheel independent suspension provides a remarkably smooth and comfortable ride. The Sportage is roomy and versatile, and the comfortable seats reconfigure for abundant cargo space. A dramatically designed tilt-and-slide panoramic sunroof is also available, and it extends along the length of the roof for you to enjoy big-sky views. Sportage LX and EX provide strong acceleration, thanks to their 182hp engine. Sportage SX, with a turbocharged 260hp 2.0L Gasoline Direct Injection engine, delivers even more driving excitement. An available 6-speed automatic transmission provides smooth, virtually seamless shifting. Its Sportmatic design allows you to choose the automatic mode or, for a sportier driving experience, clutch-free manual shifting. Sportage provides spacious seating for five adults. It has an available power driver's seat with lumbar support and, for your comfort as well as your front passenger's, available dual-zone temperature control with an advanced, ionized air-filtration system that provides purified air. Available features include heated front seats, a ventilated driver's seat, SiriusXM Traffic, a Smart Key that lets you unlock the door and start the engine with the key in your pocket, and the innovative UVO infotainment system which lets you use your compatible cell phone to make hands-free calls, receive and respond to text messages, listen to streaming audio, enjoy your personal music, and play your favorite song all by giving a single voice command. Source: The Manufacturer Summary
 
CARFAX 1-Owner vehicle
This 2014 Kia Cadenza Premium has a CARFAX One-Owner. 19/28 City/Highway MPG. Here are some of the features: V6 6-Speed Automatic with Sportmatic ABS brakes, Advanced Smart Cruise Control, Blind Spot Detection, Compass, Electronic Parking Brake, Electronic Stability Control, Front dual zone A/C, Heated door mirrors, Heated front seats, Hydrophobic Water Repelling Front Side Windows, Illuminated entry, Leather Seat Trim, Low tire pressure warning, Luxury Package (DISC), Navigation System, Remote keyless entry, Technology Package (DISC), Traction control, Ventilated Driver's Seat, Wheels: 19 x 8.5 Alloy (DISC).At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2014 KBB.com Brand Image AwardsReviews:* Strong V6; upscale interior; easy-to-use electronics interface; generous standard features and warranty coverage. Source: Edmunds* The all-new 2014 Cadenza is Kia's latest upscale full-size sedan that blends luxury with high-tech without the high price tag of other premium models. Kia has packed a lot of high-line touches into this sedan while maintaining a sporty exterior. The Cadenza comes standard with a powerful 3.3-liter, 293-horsepower V-6 engine. It comes with the Sportmatic six-speed transmission, which gives the choice of full automatic or auto-manual mode controlled by steering wheel mounted paddle shifters. Fuel economy ranges from an EPA estimated 19 MPG city to 28 MPG highway. The roomy interior can seat five people comfortably, boasting as much rear leg room as long-wheelbase full-size sedans. Convenience and technology are at the heart of this vehicle, which features a voice operated navigation system with eight-inch display that comes standard. You may also choose from other luxury options such as a heated steering wheel and power moon roof. Available high-tech safety features, such as blind spot detection, Lane Departure Warning System, and advanced cruise control will keep you and your passengers' minds at ease. Other standard features include leather seat trim, ten-way power-adjustable driver's seat, Dual-zone automatic air conditioning, and Bluetooth connectivity. For a really custom feel, consider the White Interior Package, which includes white leather upholstery, wood-grain accents and suede in the pillars and headliner. Source: The Manufacturer Summary
 
CARFAX 1-Owner vehicle
LOW MILES! This 2019 Kia Soul has a CARFAX One-Owner. Clean CARFAX. Odometer is 2603 miles below market average! 26/31 City/Highway MPG. Here are some of the features: I4 6-Speed Automatic with Sportmatic 16 Alloy Wheels, 6 Speakers, Air Conditioning, AM/FM radio: SiriusXM, Exterior Parking Camera Rear, Front Bucket Seats, Power steering, Power windows, Radio: AM/FM/MP3 Audio System.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.
 
CARFAX 1-Owner vehicle
Kia Logo
CERTIFED! This 2018 Kia Soul Plus is Certified. CARFAX One-Owner. Clean CARFAX. Odometer is 13482 miles below market average! 25/30 City/Highway MPG. Here are some of the features: I4 6-Speed Automatic with Sportmatic 17 Alloy Wheels, 6 Speakers, AM/FM radio: SiriusXM, Front Bucket Seats, Power steering, Power windows, Radio: AM/FM/MP3 Audio System, Remote keyless entry, Steering wheel mounted audio controls.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Kia Certified Pre-Owned Details:* Includes Rental Car and Trip Interruption Reimbursement* Vehicle History* Transferable Warranty* Warranty Deductible: $50* Powertrain Limited Warranty: 120 Month/100,000 Mile (whichever comes first) from original in-service date* Limited Warranty: 12 Month/12,000 Mile (whichever comes first) Platinum Coverage from certified purchase date* Roadside Assistance* 164 Point Inspection
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (480)-666-8536 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

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Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (480)-666-8536 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.