Pre-Owned Cars for Sale in Tempe, AZ

259 Matching Vehicles Found

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CARFAX 1-Owner vehicle
Recent Arrival!Ebony Black 2011 Kia Optima FWD 4D SedanCARFAX One-Owner. Clean CARFAX. Odometer is 26633 miles below market average! 24/34 City/Highway MPG2.4L I4 DOHC 6-Speed Automatic with Sportmatic beige Cloth.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2011 IIHS Top Safety PickReviews:* Powerful and fuel-efficient engines; good ride/handling balance; handsome cabin; copious features; top safety scores; impressive value; lengthy warranty. Source: Edmunds* The 2011 Kia Optima backs up its standout styling with driving dynamics and an equipment list that outclass most of its competitors'. And price is still a strong suit. Source: KBB.com
 
CarFax Report
LOADED! This 2011 Kia Optima EX Turbo has an Odometer is 2826 miles below market average! 22/34 City/Highway MPG. Here are some of the features: 2.0L I4 DOHC Turbocharged 6-Speed Automatic with Sportmatic Gray w/Leather Seat Trim, 4-Way Power Front Passenger Seat, Alloy wheels, Back-Up Camera, Driver Seat Memory, Heated & Cooled Front Seats, Heated Rear Seats, Heated Steering Wheel, Leather Seat Trim, Navigation System w/NavTraffic, Panoramic Sunroof, Power steering, Power windows, Radio: Infinity Premium Audio System w/8 Speakers, Remote keyless entry, SIRIUS Traffic, Steering wheel mounted audio controls, Technology Package, Turbo Premium Package.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2011 IIHS Top Safety Pick
 
CARFAX 1-Owner vehicle
Recent Arrival!Titanium Silver 2011 Kia Sorento FWD 4D Sport UtilityCARFAX One-Owner. Clean CARFAX. Odometer is 6910 miles below market average! 20/26 City/Highway MPG3.5L V6 DOHC 6-Speed Automatic with Sportmatic 3.5L V6 DOHC.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2011 IIHS Top Safety Pick (built after 3/10) * 2011 KBB.com Top 10 Family CarsReviews:* Should words like practical, comfortable, versatile and economical be the first to come to mind when you start scoping out a mid-size crossover, the 2011 Kia Sorento definitely merits a test drive. Source: KBB.com* Plentiful standard features; decent-sized third-row seat; sporty handling; punchy optional V6; long warranty. Source: Edmunds
 
CARFAX 1-Owner vehicle
Recent Arrival!Alien Pearl Metallic 2013 Kia Soul FWD 4D HatchbackClean CARFAX. Odometer is 19108 miles below market average! 25/30 City/Highway MPG1.6L I4 DGI Gamma 6-Speed AutomaticAt Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2013 IIHS Top Safety Pick * 2013 KBB.com 10 Coolest New Cars Under $18,000Reviews:* Loads of available features; user-friendly controls; ample passenger space; funky style; low price; long warranty. Source: Edmunds* If you're looking for a stylish, youthful car that boasts good fuel economy, lots of versatility, and many features for a low price, the Soul could be your mate. Source: KBB.com
 
CarFax Report
Recent Arrival!Clear White 2012 Kia Sportage FWD 4D Sport Utility21/30 City/Highway MPG2.4L I4 DGI DOHC 16V 6-Speed AutomaticAt Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2012 KBB.com Total Cost of Ownership Awards
 
CARFAX 1-Owner vehicle
This 2015 Kia Optima LX has a CARFAX One-Owner. Clean CARFAX. 23/34 City/Highway MPG. Here are some of the features: 2.4L I4 DGI DOHC 6-Speed Automatic with Sportmatic beige Cloth, 6 Speakers, Alloy wheels, AM/FM radio: SiriusXM, AM/FM/CD/MP3 Radio, CD player, MP3 decoder, Power steering, Power windows, Remote keyless entry, Steering wheel mounted audio controls.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2015 IIHS Top Safety Pick * 2015 KBB.com 10 Best UberX Candidates
 
CarFax Report
This 2012 Kia Sorento LX has a Clean CARFAX. 20/26 City/Highway MPG. Here are some of the features: 3.5L V6 DOHC Dual CVVT 6-Speed Automatic with Sportmatic 3rd Row 50/50 Split-Folding Seat, 3rd Row Package, 6 Speakers, 7.0 x 17 Alloy Wheels, AM/FM/CD/MP3 Radio, Front Bucket Seats, MP3 decoder, Power steering, Power windows, Remote keyless entry, Steering wheel mounted audio controls.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2012 IIHS Top Safety Pick * 2012 KBB.com 10 Best Family Cars * 2012 KBB.com Total Cost of Ownership Awards
 
CARFAX 1-Owner vehicle
Recent Arrival!Alien II 2016 Kia Soul FWD 4D HatchbackCARFAX One-Owner. Clean CARFAX. 24/30 City/Highway MPG1.6L I4 DGI 6-Speed AutomaticAt Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* ALG Residual Value Awards * 2016 IIHS Top Safety PickReviews:* Loads of available features; attractive cabin with user-friendly controls and ample passenger space; long warranty; excellent crash test scores. Source: Edmunds
 
CARFAX 1-Owner vehicle
This 2016 Kia Optima LX has a CARFAX One-Owner. Clean CARFAX. 24/35 City/Highway MPG. Here are some of the features: 2.4L I4 DGI DOHC 6-Speed Automatic with Sportmatic Black w/Cloth Seat Trim w/Yes Essentials, 16 Alloy Wheels, 6 Speakers, Air Conditioning, AM/FM radio: SiriusXM, AM/FM/CD/MP3 Radio, CD player, Exterior Parking Camera Rear, MP3 decoder, Power steering, Power windows, Remote keyless entry, Steering wheel mounted audio controls.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2016 IIHS Top Safety Pick+ * 2016 KBB.com 10 Most Awarded Cars * 2016 KBB.com 16 Best Family Cars * 2016 KBB.com Best Auto Tech Award Finalist * 2016 KBB.com 10 Most Comfortable Cars Under $30,000 * 2016 KBB.com Best Buy Awards Winner * 2016 KBB.com 10 Best Sedans Under $25,000
 
CarFax Report
Recent Arrival!Dark Cherry 2014 Kia Optima FWD 4D SedanClean CARFAX. Odometer is 7020 miles below market average! 23/34 City/Highway MPG2.4L I4 DGI DOHC 6-Speed Automatic with Sportmatic Beige w/Clean Tex Cloth Seat Trim.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2014 IIHS Top Safety Pick * 2014 KBB.com Brand Image AwardsReviews:* If you need a roomy family sedan but you refuse to drive a boring car, take a look at the 2014 Kia Optima. Fuel-efficient, powerful and fun to drive, the Optima's stunning good looks are mirrored inside its well-appointed cabin. Source: KBB.com* Lots of standard and optional features for the money; handsome-looking cabin with easy-to-use controls and comfortable front seats; top crash scores; lengthy warranty. Source: Edmunds* With world-class engineering, outstanding performance and advanced safety systems, the 2014 Kia Optima gives you good reason to be passionate about driving a midsize sedan. It combines bold exterior styling, performance and a spacious, luxurious cabin. Some key updates for the 2014 model include lightly redesigned front and rear, new seat design and more high-tech features. It also comes with a long list of technologically advanced features for your entertainment, convenience and safety. With the Optima, exhilaration is standard. The key to its exciting performance are the two available engines: the 2.4L Gasoline Direct Injection with an EPA rated 24 city/35 hwy mpg or the turbocharged 2.0L GDI I4 engine that delivers 274 horsepower and fuel efficiency of 22 city/34 hwy mpg. The Optima also has a standard 6-speed Sportmatic transmission for an engaging driving experience. The Optima Hybrid features a 2.4L Atkinson cycle 4-cyl. engine giving an amazing 35 city/40 hwy mpg. Spacious and comfortable seating can accommodate five adults and includes a driver's seat with power lumbar and available leather seat trim. Rear seats have a 60/40 split-folding design for added versatility. Optima EX/EX Turbo and SX Premium Packages include front and rear heated seats and heated front seatbacks for cold-weather comfort. The Optima is designed to make every drive a pleasure. The available Premium Touring Package includes features like the innovative UVO infotainment system which lets you use your compatible cell phone to make hands-free calls, receive and respond to text messages, listen to streaming audio, enjoy your personal music, and play your favorite song, artist or genre of music all by giving a single voice command, premium Infinity sound system for exceptional audio entertainment, and a panoramic sunroof. The available Technology Package includes a voice command navigation system, giving you access to detailed highway conditions from SiriusXM Traffic. Source: The Manufacturer Summary
 
CARFAX 1-Owner vehicle
This 2016 Kia Soul Base has a CARFAX One-Owner. Clean CARFAX. 24/30 City/Highway MPG. Here are some of the features: 1.6L I4 DGI 6-Speed Automatic 6 Speakers, Air Conditioning, Alloy wheels, AM/FM radio: SiriusXM, Front Bucket Seats, Power steering, Power windows, Radio: AM/FM/MP3 Audio System, Remote keyless entry, Steering wheel mounted audio controls.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2016 IIHS Top Safety Pick * ALG Residual Value AwardsReviews:* Loads of available features; attractive cabin with user-friendly controls and ample passenger space; long warranty; excellent crash test scores. Source: Edmunds
 
CarFax Report
This 2013 Kia Sorento AWD has a Clean CARFAX. 20/26 City/Highway MPG. Here are some of the features: 2.4L I4 DGI DOHC Dual CVVT 6-Speed Automatic with Sportmatic AWD, 3rd Row 50/50 Split-Folding Seat, 3rd Row Package, 6 Speakers, 7.0 x 17 Silver Painted Alloy Wheels, AM/FM radio: SiriusXM, AM/FM/CD/MP3 Audio System, Auto-Dimming Mirror w/Compass, Backup Warning System, Carpet Floor Mats (5 Seat), Convenience Package, Fog Lamps, Heated Front Seats, Power steering, Power windows, Rear-View Camera, Remote keyless entry, Roof Rails, Steering wheel mounted audio controls, UVO Audio Infotainment System.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2013 IIHS Top Safety Pick
 
CarFax Report
Recent Arrival!Alien II 2015 Kia Soul FWD 4D HatchbackClean CARFAX. 24/30 City/Highway MPG1.6L I4 DGI Gamma 6-Speed AutomaticAt Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* ALG Residual Value Awards * 2015 KBB.com 15 Best Family CarsReviews:* Loads of available features; attractive cabin with user-friendly controls and ample passenger space; long warranty; excellent crash test scores. Source: Edmunds* Whether you desire value, practicality, stylish looks or surprising technology and amenities in your economy hatchback, the 2015 Soul checks all the boxes. The new plug-in Kia Soul EV, meanwhile, offers all that in an electric car with an EPA-estimated range of 93 miles. Source: KBB.com* Totally transformed, the Kia Soul is more fun to drive, has more advanced technology, and more surprises. It looks different because it is different. With its unique styling inside and out and impressive features it's a new way to roll. Think of the Soul as your personal canvas. It's ready for custom touches. Unique colors inside and out for you to choose from. Plenty of optional accessories, like aluminum sill plates for the doors, all-weather floormats and bumper applique. For the finishing touch, a sunshade with the name Soul on it. Soul ! models have distinctive front LED accent lights and LED taillights to stand apart from the rest. Enjoy the strong performance of Soul's 130-hp 1.6L engine or Soul + and ! models' 164-hp 2.0L engine and 6-speed automatic transmission. Manual transmission is also available on Soul and Soul +. An available Eco Package on Soul+ includes Idle Stop & Go. It automatically turns off the engine when you come to a complete stop and then seamlessly restarts the engine when you release the brake pedal. Inside you will experience tons of standard features including 60/40 split-folding rear seats and Bluetooth. Available features include sunroof, push-button start with smart key, pulsating speaker lights, heated front seats, power-folding mirrors, voice-command navigation system, automatic climate control, rear-camera display, USB/aux for your MP3s, an accessory cable that lets you control your iPod, and UVO infotainment system which lets you use your compatible cell phone to make hands-free calls, receive and respond to text messages, listen to streaming audio, enjoy your personal music, and play your favorite song, artist or genre of music all by giving a single voice command. Source: The Manufacturer Summary
 
CARFAX 1-Owner vehicle
This 2017 Kia Soul Base has a CARFAX One-Owner. Clean CARFAX. 25/30 City/Highway MPG. Here are some of the features: I4 6-Speed Automatic with Sportmatic 16 Alloy Wheels, 6 Speakers, Power steering, Power windows, Radio: AM/FM/MP3 Audio System, Remote keyless entry, Steering wheel mounted audio controls.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* JD Power Initial Quality Study (IQS) * 2017 KBB.com 10 Coolest New Cars Under $18,000 * 2017 KBB.com 10 Most Awarded Brands
 
CARFAX 1-Owner vehicle
This 2016 Kia Soul FWD 4D Hatchback, CARFAX One-Owner. Clean CARFAX. 24/30 City/Highway MPG, 1.6L I4 DGI 6-Speed Automatic, Bluetooth Wireless, Sirius XM Satellite, AM/FM Stereo.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* ALG Residual Value Awards * 2016 IIHS Top Safety PickReviews:* Loads of available features; attractive cabin with user-friendly controls and ample passenger space; long warranty; excellent crash test scores. Source: Edmunds
 
CarFax Report
Dark Cherry 2015 Kia Optima FWD 4D SedanClean CARFAX. 23/34 City/Highway MPG2.4L I4 DGI DOHC 6-Speed Automatic with Sportmatic beige Cloth.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2015 IIHS Top Safety Pick * 2015 KBB.com 10 Best UberX CandidatesReviews:* Looking for a practical family sedan that doesn't look like a practical family sedan? You have a few cars from which to choose, but none as feature packed as the 2015 Kia Optima. Source: KBB.com* Lots of standard and optional features for the money; handsome cabin with easy-to-use controls and comfortable front seats; top crash scores; lengthy warranty. Source: Edmunds* With world-class engineering, outstanding performance and advanced safety systems, the 2015 Kia Optima gives you good reason to be passionate about driving a midsize sedan. It combines bold exterior styling, performance and a spacious, luxurious cabin. With the Optima, exhilaration is standard. The key to its exciting performance are the two available engines: the 2.4L Gasoline Direct Injection with an EPA rated 24 city/35 hwy mpg or the turbocharged 2.0L GDI I4 engine that delivers 274 horsepower and fuel efficiency of 22 city/34 hwy mpg. The Optima also has a standard 6-speed Sportmatic transmission for an engaging driving experience. The Optima Hybrid features a 2.4L Atkinson cycle 4-cyl. engine giving an amazing 35 city/40 hwy mpg. Spacious and comfortable seating can accommodate five adults and includes a driver's seat with power lumbar and available leather seat trim. Rear seats have a 60/40 split-folding design for added versatility. Optima EX/EX Turbo and SX Premium Packages include front and rear heated seats and heated front seatbacks for cold-weather comfort. The Optima is designed to make every drive a pleasure. The available Premium Touring Package includes features like the innovative UVO infotainment system which lets you use your compatible cell phone to make hands-free calls, receive and respond to text messages, listen to streaming audio, enjoy your personal music, and play your favorite song, artist or genre of music all by giving a single voice command, premium Infinity sound system for exceptional audio entertainment, and a panoramic sunroof. The available Technology Package includes a voice command navigation system, giving you access to detailed highway conditions from SiriusXM Traffic. Source: The Manufacturer Summary
 
CARFAX 1-Owner vehicle
This 2016 Kia Soul FWD 4D Hatchback, CARFAX One-Owner. Clean CARFAX. Odometer is 6253 miles below market average! 24/30 City/Highway MPG, 1.6L I4 DGI 6-Speed Automatic Alloy wheels, Bluetooth Wireless, Sirius XM Satellite, AM/FM Stereo.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2016 IIHS Top Safety Pick * ALG Residual Value AwardsReviews:* Loads of available features; attractive cabin with user-friendly controls and ample passenger space; long warranty; excellent crash test scores. Source: Edmunds
 
CarFax Report
This 2016 Kia Optima LX has a Clean CARFAX. 24/35 City/Highway MPG. Here are some of the features: 2.4L I4 DGI DOHC 6-Speed Automatic with Sportmatic Black w/Cloth Seat Trim w/Yes Essentials, 16 Alloy Wheels, 6 Speakers, Air Conditioning, AM/FM/CD/MP3 Radio, CD player, Cloth Seat Trim w/Yes Essentials, Exterior Parking Camera Rear, Front Bucket Seats, Power steering, Power windows, Remote keyless entry, Steering wheel mounted audio controls.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2016 IIHS Top Safety Pick+ * 2016 KBB.com 10 Most Awarded Cars * 2016 KBB.com 10 Best Sedans Under $25,000 * 2016 KBB.com Best Auto Tech Award Finalist * 2016 KBB.com 16 Best Family Cars * 2016 KBB.com 10 Most Comfortable Cars Under $30,000 * 2016 KBB.com Best Buy Awards Winner
 
CarFax Report
Snow White Pearl 2016 Kia Sorento FWD 4D Sport Utility21/29 City/Highway MPG2.4L DOHC 6-Speed Automatic with SportmaticAt Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2016 KBB.com 10 Best SUVs Under $25,000
 
CARFAX 1-Owner vehicle
LOW MILES! This 2017 Kia Forte has a CARFAX One-Owner. Clean CARFAX. Odometer is 22200 miles below market average! 29/38 City/Highway MPG. Here are some of the features: 2.0L I4 DOHC Dual CVVT 6-Speed Automatic 4 Speakers, Air Conditioning, AM/FM radio: SiriusXM, AM/FM/CD/MP3 Audio System, Cloth Seat Trim, Front Bucket Seats, Power steering, Power windows, Remote keyless entry, Steering wheel mounted audio controls, Wheels: 15 x 6.0 Steel w/Wheel Covers.At Tempe CJDR and Kia, we are committed to providing our customers with SAFE and RELIABLE vehicles at the RIGHT PRICE! All pre-owned vehicles are subject to an extensive 110 point inspection, and ALL reconditioning costs are already included in the price of the vehicle. NO HASSLE. NO GIMMICKS.Awards:* 2017 KBB.com 10 Most Awarded Brands
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (480)-666-8536 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

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Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (480)-666-8536 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.